Affirm offers quick, simple, and transparent financing that allows shoppers to pay over time for their most important purchases. Founded by Max Levchin, co-founder of PayPal, our mission is to provide products and services that empower people to advance their financial well-being. With Affirm, there are no gimmicks like deferred interest, compounding interest, or late fees, so what your customers see at checkout is exactly what they’ll pay, on a budget-friendly schedule of their choosing.

Retailers Choose Affirm for Many Reasons:

  • Generate Higher AOV: Affirm reduces sticker shock and enables your customers to buy what they want today with simple, transparent financing—giving them more spending power and lifting AOV by 75% on average.
  • Boost Conversion Across the Purchase Funnel: When you offer Affirm, more customers add to cart and check out. 35% of customers buying with Affirm say they would not have purchased otherwise.
  • Reach More Customers: Our state-of-the-art underwriting approves significantly more customers than traditional FICO-based models, and is tailored to reach a millennial demographic wary of credit cards.
  • Deliver a Better Customer Experience: Affirm is transparent, easy to use, and optimized for mobile. Most importantly, our mission of transparency and fairness becomes an extension of your brand and customer experience. Let your shoppers pay how they want, on their own terms.