CHARGEAFTER

The leading Buy Now Pay Later (Point of Sale Consumer Financing) platform connecting merchants and lenders to provide consumers with personalized and approved financing from multiple lenders - using a single application across Prime, Nearprime, and Subprime.

Why ChargeAfter

Did you know that 63% of Millennials and Gen Z’s don’t own a single credit card, and yet make up for more than 40% of total consumers?

Were you aware that 70% of consumers are declined when applying for simple installments and Buy Now Pay Later financing due to having less than perfect credit (super-prime and prime)?

ChargeAfter’s platform includes more than 15 pre-integrated banks and lenders providing consumers with financing across every credit tier and approving more than 85% of all applications using a single application form directly from your product page or checkout.

ChargeAfter’s Platform Includes:

Prime Lenders

Near Prime Lenders

Subprime Lenders

Pay in 4 Lenders (BNPL)

Revolving Lines of Credit

Installments 6-72 Months

0% APR and Deferred Interest

B2B Financing

Card Installments

Visa Installments

US, Canadian, and UK offerings

Omnichannel: eCommerce, In-store and call center

Pre-Approvals from any page

Easy single application form with no redirects

Full reporting with matching and reconciliation

Extensions for leading platforms including Magento, BigCommerce, Shopify, SAP hybris, Salesforce, WooCommerce, or direct API integrations