CyberSource – Payment Management for the Digital Economy
The CyberSource payment management platform enables businesses to safely and easily accept payments across web and mobile channels, around the globe. Simplify payment operations with a complete portfolio of payment services, including domestic and international payment processing, payment security, and fraud management.
- Capture more revenue by accepting payment in 190+ countries.
- Keep sensitive payment data safe and lower PCI DSS scope with tokenization.
- Accept more genuine orders and help mitigate fraud
Global Payment Acceptance
Accept digital payments domestically and across the world using just one connection. The CyberSource gateway connects to approximately 100 acquirers and processors in over 190 countries so merchants can process payments anytime, anywhere, with funding in more than 40 currencies.
- Acceptance of universal cards, regional cards, and local payment types
- Supports popular digital wallets, digital payment services, and account-on-file
- Streamlined checkout experience on web and mobile devices
- Consolidated reporting across processors, payment types and channels
- High processing speed and reliability
Payment Data Security
Eliminate payment data from your network and help ensure that sensitive payment information is not compromised in the event of a security breach. Data is stored on Visa Inc.-managed data centers, while format-preserving tokens that cannot be reverse engineered allow merchants to process payments, manage chargebacks and handle support queries safely. CyberSource's tokens take the place of credit card data and help lower PCI DSS scope.
Accept more genuine orders and mitigate fraud threats with more insight and accuracy. With intelligence from the approximately 68B transactions that CyberSource and Visa process annually, Decision Manager increases fraud visibility more than 200 times, even for top merchants. Our risk models incorporate truth data from Visa Inc. and payment processors to improve accuracy on every transaction. Decision Manager includes over 260 detection tests and statistical risk models, a flexible rules engine, a case management system with an integrated dashboard, and real-time reporting and passive tuning.
CyberSource, a Visa company, is a leading provider of online payment processing, fraud management and payment security solutions. CyberSource was founded in 1994 and acquired the leading U.S. small business payment services provider, Authorize.Net, in 2007. Today, over 400,000 businesses worldwide use CyberSource solutions. The company is headquartered in Foster City, California, with offices throughout Asia, Europe, Latin America, the Middle East and Africa, and the United States.